Thank you Direct Finance and all the excellent staff I dealt with in successfully completing my first refinance: Abraham Arnous answered all my many, many questions. Always professional, responsive and thorough. While this is my first experience in refinancing and I don’t have others to compare it to, I have to rate it highly on the fact that I got better interest rate than I thought I would, a lower monthly payment that I really needed and helpful guidance the whole way through. Many thanks for a great experience and real benefits to my personal finances!