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Jumbo Loan

A house featuring jumbo loan availability and attractive jumbo loan rates.
Jumbo loans come into play when traditional loans can’t cover the amount you want to finance for the home you really want. Jumbo loans are mortgages that can exceed the conforming loan limits established by Fannie Mae and Freddie Mac. For this reason, the jumbo loan can also be referred to as a non-conforming loan. Jumbo loans start at $647,200 for most of the US and $970,800 in some high cost areas respectively. Super jumbo loans are synonymous with jumbo loans and simply refer to higher jumbo loans in the $1.5 million to $2 million range and above.


Advantages to Jumbo Loans

  • Sky’s The Limit – Choose the loan that’s right for you with loan amounts up to $20 Million.
  • Flexible Debt Ratios – Maximum debt to income ratios up to 50% making the qualification process that much easier.
  • Flexible Credit Standards – Just because you don’t have perfect credit doesn’t mean you can’t obtain a jumbo loan.  We have jumbo products even for those who have had a few credit hiccups.
  • Get Outside Help To Qualify – Non-occupant co-borrowers are permitted so a friend or family member can co-sign for you even if they don’t plan to live in the home.
  • Minimum Down Payment Needed –  Put as little as 10% down in order to secure jumbo financing.
  • Flexible Product and Terms Available – Whether you’re looking for a Fixed Rate or Adjustable Rate, Standard Amortizing or Interest-Only, 15-year or 30-year terms, we have the right product that will best fit your needs.


Jumbo Loan Requirements

The loan amount for a jumbo loan must be greater than the conforming loan limits of $647,200 in most areas and up to $970,800 in some high cost areas. A minimum 10% down payment is required. For further questions or details on how to get pre-approved for a jumbo loan, speak to one of our licensed jumbo loan experts today!


Jumbo Loan Options

  • Choose the product, amortization type, and term that works best for you and your family.
  • Jumbo loans are available for all occupancy and property types.  Whether it’s your primary residence, vacation/second home, or an investment, we have you covered.
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CALL TODAY: 877-234-5553