Mortgage Calculator Use our Direct Finance Free Mortgage Calculator to easily estimate your monthly payment.See which type of mortgage is right for you and how much house you can afford. Property Value / Purchase Price $ Mortgage Term 30 Years 25 Years 20 Years 15 Years 10 Years 5 Years Loan Amount ($) 5% Annual Taxes ($) 1% Interest Rate (%) 5% Annual Insurance $ Monthly HOA $ Want a Copy of the Results? $1421 Monthly Payment Principal & Interest $1421 Monthly Taxes $1421 Monthly HOA $1421 Monthly Insurance $1421